Category: Healthy

Should You Be On An Individual Health Care Plan Or A Group Plan

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Getting the right health insurance for you and your family is almost a necessity in today’s world. Many factors must be considered as you look at group policies versus an individual health care plan. When you have the knowledge you need about the different plans and programs available the better you will be able to make sure you’re choosing the best plan for your needs.

As you contemplate your health insurance needs, there are several factors worth considering. By working with your insurance agent or your employer, you will be able to get the help necessary so you can make the right decisions. To find the best insurance coverage for you, it’s vital that you consider the following:

Know Your Options – If you work for a fairly large company, you will want to talk to someone in Human Resources or the equivalent department about what health insurance plans are available and what the qualifications are. If you work for a very small business or are self-employed, a group policy may not be available and you’ll need to focus on researching individual policies.

Know Your Priorities – A knowledge of which different areas of health coverage are important to you and your family can help you find the right policy. If everyone in your family wears corrective eyewear, you need an insurance plan that helps cover that expense. List your health priorities to guide you in your search.

Consider Future Security – You may barely have to use your insurance coverage now, but it can become a critical asset in the future. When planning what health care plans you will need, make sure you discuss possible future health care needs so you can ensure you’ll have the right policy in place when needed.

Will You Be Facing Life Changes? – Your insurance needs will probably change over the years. If you get married and have children, you’ll have more people to consider and greater health care needs. Ensure that the policy you obtain now can be extended in the future to cover additional family members. The insurance agent you work with can help you plan for future coverage as you take care of today’s needs.

The right insurance coverage can make all the difference in the security of your family’s future. Regardless of which policy type is best, whether it’s an individual health care plan or a group policy, you’ll want to make sure that you’ve selected the right health plan for you and your family. Enlisting the help and expertise of your insurance agent can remove any confusion and help you find the policy that’s aligned with your personal needs.

Vascular Dementia One Of Elderly Health Care Issue

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Most people will not find it hard tvery aging person will suffer from the same diseases as witnessed in the disco associate dementia with old age though recent research shows that not eoveries of other old age illnesses such as Parkinson’s disease as well as Alzheimer’s disease.
However, there no doubts the fact that vascular dementia is a pressing elderly health care issue that deserves to be taken a lot more seriously than is the case at present. The sad truth is that vascular dementia is the second most noticed elderly health care issue.
Insufficient Oxygen Supply to the Brain
Vascular dementia occurs when a person’s brain does not get sufficient oxygen over a prolonged period of time and the reason for this deprivation of oxygen is vascular by nature. Normally, blood carries sufficient oxygen to all parts of the human body.
The brain in particular is a vital part of the human body and during vascular dementia there is interference in the supply of oxygen to the brain resulting in possible mini strokes that might even occur without being realized by the affected person.
The main reason why an elderly health care issue such as vascular dementia merits serious consideration is that if its effects are allowed to accumulate it could result in further elderly health care issues such as dementia that resembles Alzheimer’s disease.
The sad part about vascular dementia is that it is most likely to affect people once they have reached their sixtieth birthday though this does not in any way imply that this elderly health care issue is only a concern after a person reaches sixty years of age because as mentioned the disease occurs without being noticed even at a younger age.
Some of the causes for this elderly health care issue occurring include lifestyles that a person has adopted in their early years of life and among these lifestyles you can include smoking and obesity as well as lack of sufficient exercise as too elevated cholesterol levels and high blood pressure.
Therefore, if you have neglected taking good care of you during your early years, then in later years you will be at risk of suffering from an elderly health care issue such as vascular dementia. The American population too is fast aging which in turn is giving rise to finding suitable health care for the aged.
Home health care elderly is a matter that needs to be addressed well before an elderly person becomes in need of such care. The fact of the matter is that once a person becomes old enough to need home health care they will be in a sorry state and will not know where to start, especially when it concerns hiring private help. It is therefore a good idea to address this need well before the occasion arises.

Emerging Healthcare Sector In India

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Healthcare sector is India’s one of largest sector which comprises of an extensive network of hospitals, medical or healthcare institutes and other medical services. Initially the healthcare sector in India remained in public domain but now many private players are also playing significant role in health-based services.

Raising the consciousness towards nutrition in India, maintaining public health and improving the standard of living of the Indian people are some of the main responsibilities of the State and Centre government in India. A large number of government hospitals that provide healthcare facilities at subsidized rate are operating in different states in India. These hospitals are set up with an aim to provide adequate medical facilities to both a patient living poverty line as well to another prosperous patient.

Primary healthcare in India is provided by the city and district hospitals and rural healthcare centers. Very often, these medical centers provide healthcare facilities free of cost. There are special provisions to handle grave healthcare issues such as malnutrition, immunization against various deadly diseases, pregnancy, child birth and postnatal care.

In the recent times, India has witnessed major success in eradicating mass famines, however the country still suffers from serious problems of malnutrition and lack of health consciousness among Indian people. Improper sanitation facilities and inadequate water supply are few other problems which are adversely affecting healthcare in India.

Fortunately, despite of all these perennial problems, the healthcare sector in India is growing at a rapid pace. In 2007, the healthcare market in India was estimated was estimated at US $35 billion. It is expected that the healthcare sector in India will double and reach US $70 billion by 2012. Rising income levels and a growing elderly population are some of the factors augmenting growth of healthcare sector in India.

India has also carved a niche for itself as an excellent medical tourism destination in the past few years. Every year thousands of international visitors come to India to get adequate medical treatment in India. Some of the most common treatments are heart surgery, knee transplant, cosmetic surgery and dental surgery. In order to remain competitive, healthcare providers in India are looking at improving their operational efficiency and are providing value added medical experience to patients.

New Healthcare Laws that Affect Medical Records

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Numerous legislative rulings that affect healthcare have occurred within the last 5 years with the Obama administration. New legislation changes the way patients are insured, the types of technology medical practices are to use for medical records and overall changes to make healthcare service more affordable. To learn more about a few of these changes and how they affect medical practice, here is a brief summary of health care laws:

HITECH Act and Medical Practice: The HITECH Act focuses on changing the way practitioners record and manage medical information. Since the digital age is upon us, the government is pushing electronic health record systems (EHRs) to make documents more accessible for practitioners and more standard. The legislation is a standardization method for all medical practices to follow, in order to make the health record process more fluid.

The government encourages medical practices to switch to technology that incorporates EHR functions. One way that practitioners are making the switch and improving their documentation process is through medical voice recognition software (Dragon Medical Practice Edition). The software follows HITECH guidelines as it integrates with EHR programs and makes documentation as simple as possible through the means of dictation.

The Affordable Care Act and Medical Practice: Again, the federal government is trying to make health care more affordable for more people. Through this act, insurance policies are restructured in order to put more people on insurance, in hopes of reducing costs. The Affordable Care Act pushes medical practices to offer more affordable care for patients, which means a restructure of what medical practices do and what they provide.

Just as Dragon Medical Practice Edition enables practitioners to comply with HITECH standards, they can also reduce costs with medical voice recognition software, leading to reduced overhead costs and more affordable care for patients. Medical dictation software saves practices money through reduced transcription time and resources (a cut in labor and resource costs).

HIPPA Standards and Medical Practice: Patient confidentiality has always been a must for patients and practitioners. HIPPA standards make patient confidentiality even more important and strict for the switch to electronic health records. Luckily, medical software is being designed and implemented in such a way that it complies with HIPPA standards and protects confidentiality. Dragon Medical Practice Edition makes it possible to file with EHRs and protect all confidential information under the guidelines of HIPPA. Practitioners can rest assured that the new technology they use is developed for government health care laws.

Dabur NUTRiGO A step towards healthy heart

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Heart diseases in India are on the rise in the present time. Earlier, people suffering from heart problems used to be from the age group of 40 &above. But recently it has been observed that heart problems have crept into the lives of younger age group. The rate of people suffering from heart diseases is almost double in India as compared with those of the western nations. Changing lifestyles which result in consumption of improper diets & lack of exercises are considered to be the major reasons behind people getting affected by heart diseases. A good diet results in good health. But the diet for people with heart diseases needs constant attention. Depending on the diet, health of the heart may improve or get worsened. For example diet with high cholesterol content will obviously make the situations worse for heart patients while a diet with Vitamin C and Vitamin E will surely improve health of the heart. To fight with heart problems, one needs to be disciplined in his/her diet plan. But urban lifestyle attracts people to unhealthy eating habits. Considering these constraints and requirements of consumers Dabur has recently introduced a health supplement, Dabur NUTRiGO. Dabur NUTRiGO provides required nutrients as per RDA(Recommended Dietary Allowance) guidelines for Indian consumers. Dabur NUTRiGO is the health supplement which contains appropriate quantity of essential nutrients. Ingredients of Dabur NUTRiGO consist of Vitamin C and Vitamin E that are essential for healthy heart. Vitamin C is well known for its antioxidant activity. It acts as a reducing agent for reverse oxidation in liquids. When human body has more free radicals than antioxidants then these free radicals may result in cardiovascular disease,hypertension, chronic inflammatory diseases and diabetes. The other vital nutrient that takes care of the heart is Vitamin E. This Vitamin is again as essential as the aforementioned one. Vitamin Eis used to refer to a group of fat-soluble compounds that include bothtocopherols andtocotrienols. It is an antioxidant nutrient that has antithrombotic, atherogenic, anticoagulant, anti-proliferative & immune-modulatory actions. Both the Vitamins described above are present along with many more vital nutrients in Dabur NUTRiGO.

How to Maintain Healthy Joints

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How to Maintain Healthy Joints*

Joints are where bones, connective tissue and cartilage all come together in your body to promote movement. Your joint support system is responsible for sustaining the area around muscles and bones, where they provide shock absorption and support your internal structure.

There are many ways to encourage healthy joint function, like maintaining a healthy weight and enhancing your diet with well-established joint care supplements like Glucosamine, Chondroitin and MSM.*

As one of the most scientifically studied joint health ingredients available today, Glucosamine is naturally found within the joints, making it the ideal supplement for supporting healthy joints and connective tissue.* Glucosamine comes in two forms, Hydrochloride, and Sulfate, and lubricates the joints to improve mobility and flexibility.* Chondroitin is a naturally occurring nutrient found in connective tissue; in supplement form, it helps revitalize cartilage and support the structural framework of joints.* MSM is a natural form of sulfur, one of the raw materials for collagenwhich plays a key role in promoting healthy connective tissue.* MSM also synergistically enhances the benefits of Glucosamine and Chondroitin to support healthy cartilage.*

Maintaining a healthy weight for your height can help promote healthy joints and comfortable movement, since every extra pound you carry on your frame puts four times the stress on your knees.1

The health of your joints goes hand in hand with enjoying comfortable, easy movement as you age. As of 2006, about 46 million Americans which is nearly 1 in 5 adults have cause for concern when it comes to healthy joint function.2 Additionally, women are more likely than men to have concerns about their joint health; and the likely culprit is wearing high heel shoes. Research shows that wearing shoes with a three-inch heel can put seven times the amount of stress on your joints than shoes with a one-inch heel. 3,4

*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.

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Assurant Names Healthcare Solutions Team Americas #1 Health Insurance Agency

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Lombard, Ill.Healthcare Solutions Team has been named Americas #1 Health Insurance Agency for a second straight year by Assurant Health.

The award was given to the Lombard, Illinois-based insurance agency based on the companys annual sales with Assurant Health. Overall in 2012, Healthcare Solutions Team had an annual sales volume of more than $83 million, which was a nearly 20% jump over the prior year.

Working with valued partners such as Assurant Health makes growth a realistic opportunity for our company, said Grant Born, principal at Healthcare Solutions Team. Our goal has always been to find the best health insurance coverage for families, individuals and groups while staying within their budgets. With the changes in healthcare reform, having a variety of plans to choose from has taken on even greater importance.

Its easy to succeed when given the right tools, said Joe Eichman, principal at Healthcare Solutions Team. Our agents really can find a plan for everyone.

He added that Healthcare Solutions Team is continually listening to top producers, looking for ways to help them improve their performance. The companys LeadMaster system is one such innovation that drives results.

Healthcare Solutions Teams LeadMaster is the most advanced lead and client management system the industry has ever seen, said Born. With fully integrated auto dialing, bulk texting and email functions, it has never been easier to manage and organize our clients and prospects while keeping them informed.

Eichman agreed: We have added to an already dynamic technology, which allows Healthcare Solutions Team agents to out produce any other agents in the industry.

When they excel, the whole company thrives, he continued. We nurture all of our agents so that they become true partners and our advocates in bringing consumers the best, most affordable health plans available.

Grant Born and Joe Eichman created Healthcare Solutions Team in 2007 and since then the company has grown into one of the countrys premier health and dental insurance agencies. Based in Lombard, Ill., Healthcare Solutions Team has agents across the country who provide personalized solutions and optimized plans to fit each individuals budget and needs. The companys goal is to make affordable healthcare accessible to everyone.

Assurant Health, part of Assurant (AIZ), a Fortune 500 company and a member of the S&P 500, is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The companys portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers.

In addition to being named Americas #1 Health Insurance Agency by Assurant Health for two years in a row, Healthcare Solutions Team was listed in 2012s Inc. 500|5000 and has been named Americas #1 Career Health Insurance Agency and Top Key Broker by UnitedHealthOne, as well.

For more information on Healthcare Solutions Teamincluding career opportunitiescontact Jackie at (630) 261-3000 or . Or, visit the companys website at www.HealthcareSolutionsTeam.com.

Tips To Choose A Healthcare Insurance Provider

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Choosing a healthcare insurance provider can be difficult with the large number of providers in the industry. With health-care costs on the rise, having some kind of health insurance is essential in today’s market. When choosing a regular healthcare insurance or supplemental health insurance, it is important to keep a few factors in mind.

Look at the Network

Most health insurance today is based on networks. Whether the plan is a normal one that provides basic coverage or one that provides Medicare supplement insurance, it is typically based on a network of providers. Before choosing a provider, it is important to review the network of medical facilities that are included. If a network is chosen that doesn’t offer the medical facilities that the consumer wants, the provider may not be the best option to consider.

Plan Options

When choosing a health insurance company, it is also important to look at the plan options that they offer. Some consumers need a health insurance plan that is compatible with a health savings account. Others need Medicare healthcare insurance that they can depend on. Not every provider offers the same options. Finding a provider that offers the correct healthcare plan is essential.

Customer Service

Another factor that needs to be considered when choosing a healthcare insurance provider is customer service. Not every healthcare provider offers the best customer service that is available. When it comes to filing claims and getting things covered when they should be covered, consumers need a company that has their best interests in mind. Otherwise, the experience of the consumer may not be as desirable as he would’ve otherwise liked.

Compare Cost

When choosing a healthcare insurance provider, it is important to consider the costs that will be involved. It is usually in the customers best interest to get quotes from multiple insurance companies at the same time. The consumer will simply have to fill out an application and provide some basic information about the family members that he wants to be included on the policy. At that point, the individual can get detailed quotes from the insurance companies. While it’s not all about price, health insurance can be very expensive. Finding an insurance company that provides premiums that a customer can actually afford are usually one of the top priorities in the search for health insurance. At that point, the consumer can make an educated decision about what policy he wants to buy. After the policy has been chosen, he can start using his insurance to save money on medical bills.

The Future Of Video Conferencing And Health Care Professionals

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A large growth area that is emerging for audio-visual systems is in health care, hospitals and medical field. More and more doctors and other health care professionals are using the interactive nature of videoconferencing to work with more patients, and saving time and travel for both patients and doctors at the same time. Additionally, videoconferencing equipment allows health care professionals to work more efficiently within their own health care systems and regional facilities and allow for faster coordination.

The videoconferencing market in health care facilities is increasing as a result of better videoconferencing equipment, lower costs and increased demand by health care professionals. This is a combination of sharper uses of technology in all aspects of our work lives, and finding better ways to create advantages.

Today, more and more health care agencies and hospitals can use video conferencing equipment and accompanying technology to overcome some hurdles in health care education, management and patient diagnoses.

As the baby boomers of our generation reach their 60s and 70s, there is expected to be a greater demand for health care and health care facilities over the next 10-30 years. And the last few years have helped our older citizens become more comfortable with new technology tools, like laser cameras, internal xrays and more. Adding video conferencing to the mix isnt as great a tech hurdle today as it may have been 5-10 years ago.

Some of the benefits of increased videoconferencing in health care is outlined by research firm Ovum, which talks about the different ways that the technology can be used. Its researcher writes:

Video conferencing solutions must be tailored to a range of different usage scenarios, ranging from disease-specific diagnosis and treatment between a care provider and patient to consultation between professionals. The equipment and networks required will also vary significantly, ranging from high-end telepresence that is reliant on a high-speed broadband connection to simple desktop and laptop services.

Ovum writes that the emotional connection in video conferencing enables physicians to see nuances in patient behavior. Not only that, but video conferencing can connect doctors in remote locations with their colleagues to share knowledge and bring about greater collaboration between physicians with different specializations. All of these benefits can occur in health care as a result of connectivity via video conferencing.

While the researchers maintain that, for patients, face-to-face communications is still a much better overall experience, having video conferencing capabilities can be the next best thing. And were inclined to agree.

Using video conferencing and other means to provide real-time visual collaboration can be a great boon to communications between doctors and patients, as well as between health care professionals.

CCS Presentation Systems is among the largest U.S. audio-visual system integration firms, and one of the leading providers of audio-video products and solutions in the nation. For more information on how CCS can consult with your health care organization on how to bring videoconferencing into the mix of your operations, please contact us at www.ccsprojects.com.

Several Healthy Lifestyle Changes For Dieting

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Everyone possesses the power to make positive, healthy lifestyle adjustments. Whenever sticking to a best weight loss plan making those healthy and positive lifestyle modifications will be a lot simpler. A couple changes are decreasing anxiety, acquiring enough sleep as well as consuming nourishing foods.

Tension results in extra fat in many manners. The first scenario includes raising levels of cortisol which will slow down the metabolism. When metabolic rate slows a human body will burn fewer food calories. Therefore, if people do not minimize caloric intake, then body fat is added.

One more way stress results in extra fat is people generally stuff themselves when stressed. People usually crave food products whenever stressed. These foods are generally not healthy. As opposed to healthy veggies and fruits, people crave salty, sugary and fatty products such as candy bars, ice cream and potato chips. These kinds of food items are high in damaging ingredients which lead to excessive weight.

Luckily, there are positive and healthy lifestyle adjustments people can add which assist in lowering tension. These healthy and positive lifestyle changes are laughter, yoga, martial arts and listening to music. These types of stress relieving strategies help people control anxiety. As soon as people can cope with stress, eliminating weight is simpler.

One more positive and healthy lifestyle adjustment people may add to daily routines is getting plenty of sleep. Getting adequate sleep will allow the human body to properly process food products rather than these food products turning into fat. In addition, whenever the human body acquires enough sleep damaged cell membranes can be repaired.

Studies have proven a link involving sleep deficiency and body weight. Whenever a person does not get plenty of sleep more foods are usually consumed during their day. Hence, people should attempt to sleep seven or eight hours each night. Plus, the room should be completely dark with no sounds.

The last positive, healthy lifestyle change a person might implement within daily routines is consuming nutritionally sound food items. When following a best weight loss plan eating healthy foods will be easy. Healthy foods have many nutrients a body must have whereas unhealthy food products have substances the body cannot digest. If a human body is unable to break down food products, these kinds of food products change into fat.

Implementing positive, healthy lifestyle changes is a breeze having proper guidance. Decreasing tension, obtaining enough sleep plus consuming nutritious food products are only a few healthy, positive lifestyle adjustments a person may want to add to everyday routines. Whenever using a person’s best weight loss plan dropping pounds is less difficult than people might think.

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